There is present that Va loan standards succeed pros and you can productive military staff purchasing property no money down. There are many more low-downpayment mortgage alternatives today than just a short while ago. Today, antique mortgages are available having good step 3% downpayment, although some want good 5% advance payment. However, individuals with down credit ratings than just 6s. That have a lower life expectancy credit rating also can end in a high rate of interest.